Build payment products faster on infrastructure that scales.
CredoPay gives fintechs and ISOs the APIs, pre-certified network connections, and managed operations to launch and scale payment programmes. No compliance overhead.
Talk with Experts
What's slowing fintechs down.
Certification complexity
Getting certified on Visa, Mastercard, RuPay, and local schemes takes 6 to 18 months and millions in compliance spend. Most fintechs cannot afford the wait.
Hardware and logistics
Managing terminal procurement, configuration, deployment, and maintenance is a full operations problem. It is not a fintech's core competency.
Settlement and reconciliation
Manual reconciliation across multiple scheme files and banks creates errors, delays, and significant operational overhead for growing portfolios.
CredoPay removes the complexity.
We handle certifications, hardware, compliance, and operations so your team can focus entirely on product and growth.
Everything to build payment products at speed.
Pre-built infrastructure so your engineering team focuses on differentiation, not plumbing.
RESTful APIs with sandbox environment, webhooks, and comprehensive documentation. Postman collections, SDKs, and a dedicated integration engineer from Day 1.
Visa, Mastercard, RuPay, UPI, OmanNet, MADA, and more — all pre-certified and ready to use. Skip the 12-month certification journey and launch in weeks.
POS terminals, Soft POS, QR, mATM — provisioned, configured, and deployed with full lifecycle management. No procurement overhead, no device headaches.
Daily settlement reports, automated reconciliation, and payout management across all schemes. Eliminate spreadsheet-driven reconciliation entirely.
PCI-DSS v4.0, fraud risk management, and scheme compliance — maintained and managed by CredoPay. Your compliance burden drops to near zero.
Round-the-clock operations team handling merchant queries, device issues, and scheme escalations — freeing your team to focus on what matters.
From signed contract to live programme.
A structured onboarding designed for engineering teams — not procurement committees.
Go from API keys to live transactions in weeks.
A structured process that gets most integrations from credentials to live transactions in 4 to 6 weeks.
Sign & Onboard
Commercial agreement, credential provisioning, sandbox access, and assigned tech partner from Day 1.
Integrate APIs
Connect using our RESTful APIs, SDKs, or webhooks. Full docs, Postman collections, and sandbox from Day 1.
Certify & Test
CredoPay handles scheme certification. Your team runs UAT against our test environment with full support.
Go Live
Production credentials, device deployment, and live monitoring active from Day 1. Ops team on standby 24/7.
21+ schemes. All pre-certified.
Every scheme your product needs — already certified, connected, and maintained by CredoPay.
Ready to build on infrastructure that is already certified?
Talk to our team. We will show you how CredoPay plugs into your stack and gets you live in weeks — not months.