PAYMENT INFRASTRUCTURE SINCE 2020

The infrastructure layer for modern
payment programmes.

CredoPay gives banks, fintechs, and payment institutions the infrastructure to launch and operate secure payment ecosystems across cards, UPI, wallets, POS, and digital channels.

CenterFirst Merchant Dashboard
Powering payment programmes for
MindsArray Network
QuickSun Technologies
Payinc
Roinet Solution
mBnk
InstantPay
Payworld
Appnit
PayBingo
VastWeb
INFRASTRUCTURE AT SCALE

Built for scale.
Proven in production.

Powering banks, fintechs, and enterprise payment operations through certified infrastructure and multi-network connectivity

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Annual payment volume
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Transactions processed
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Merchants supported
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Enterprise clients
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Banks integrated
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Payment networks
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Security & compliance certifications
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Countries operated
WHY CREDOPAY

Purpose-built for payment infrastructure at scale.

Why banks, PSPs, and fintechs across India and the GCC choose CredoPay to run their payment programmes.

Scheme-certified

Directly certified with global and domestic networks — Visa, Mastercard, RuPay, UPI, NPCI, and regional schemes — so programmes launch on rails that are already approved.

Multi-network reach

A single integration connects cards, UPI, wallets, and account-to-account rails across multiple markets and currencies.

Bank-grade security

PCI-DSS v4.0, ISO 27001, and HSM-backed encryption — maintained and independently audited by us, on every transaction.

Managed operations

24/7 operations, SLA-backed support, and on-ground engineers in every market we serve — not a ticket queue.

THE CENTERFIRST PLATFORM

One platform. Every payment programme.

CenterFirst is the payment operations platform behind every CredoPay programme — four modules that run everything after a transaction is initiated.

Switching & Routing

Real-time authorisation and intelligent routing across every connected network, with automatic failover and least-cost routing.

Settlement Hub

Automated multi-currency settlement from T+0 to T+2, with four-way reconciliation across all schemes.

Dispute Engine

End-to-end chargeback and dispute lifecycle management, with evidence automation and SLA tracking.

Command Centre

A single operational view — live monitoring, merchant analytics, alerts, and reporting across the platform.

BUILT FOR YOUR INSTITUTION

Solutions designed for who you are.

Whether you are a bank launching an acquiring programme or a fintech building payment products, CredoPay has the right fit.

OUR TRACK RECORD

Built different. By design.

We have been in the infrastructure business for over a decade. This is not a pivot. It is all we do.

10+
Years of infrastructure
20+
Payment Networks
10+
Certifications
24/7
Managed Operations
PAYMENT INFRASTRUCTURE - SINCE 2014

Certified on every network.
In every market.

Network
RuPay / UPI

NPCI certified for domestic India payment rails

Network
Visa, MasterCard, AMEX and more

Full acquiring and processing certification on most of the global networks

Network
OmanNet, Maal, MPCSS and more

Central Bank of Oman certified acquiring infrastructure

Network
UAE Switch, Jaywan, Aani and more

Central Bank of the UAE certified for UAE payment operations

Network
Mada

Saudi Central Bank certified for KSA payment operations

Network
NAPS, Himyan and more

Qatar Central Bank certified for Qatar payment operations

Security
PCI-DSS v4.0

Payment Card Industry Data Security Standard — latest version

Security
ISO 27001

Information Security Management certification

Hardware
EMV L1 & L2

Full chip and contactless certification on all terminal types

Compliance
ISO 9001:2015

Quality Management System certification

CLIENT TESTIMONALS

The radiant voices that illuminate our excellence

"We have partnered with SalisPay for a couple of years now. The SalisPay platform has helped us in saving costs, improved operational efficiency and most importantly the ease of configuration of the platform to suit our business requirements. The team is always ready to support and flexible enough to understand our business needs."
Tushar Sinha
Chief Alliance Officer, MindsArray Network Pvt. Ltd.
"For the development of New Bharat, it is very important to take our banking facility to every door step. Swift Money is making this a reality with its continuous efforts and SalisPay plays a vital role. We are making cash withdrawal easier across India in association with SalisPay and will take it further with their efficiency, dexterity and cutting edge technology."
Kushal Verma
Sr. Manager (Alliance and Partnership), QuickSun Technologies
"I am extremely grateful to Team SalisPay for their relentless support and effective service! The VM30 Device offered by SalisPay with both built-in-facilities of M-ATM and MPOS in one device, has been very well-received and appreciated by our stakeholders! I take this opportunity to thank all at SalisPay for providing us such flawless and incredible service, which has enabled us, at Payinc Private Limited, to serve our stakeholders effortlessly!"
Sumit Kumar Dash
Chief Technology Officer, Payinc Private Limited
"ROINET is associated with Credo pay since Jan 2020 and working on various hardware products. Quality of hardware products are extremely better compared to other competitive products in Market. Credo pay Systems & Processes are better than other Fintech players in market. One more Strength of Credo pay is "TEAM" — their entire Team is highly professional, honest, and enthusiastic. We wish them good luck and looking for long term relationship."
Vivek Gupta
Co-Founder & Chief Operation & Technology Officer, Roinet Solution Pvt Ltd
"We are happy to work with SalisPay team. The SalisPay Business Suite helped us to manage our transactions end-to-end with ease. We can monitor our transactions and manage operations efficiently with the help of CPBS. The team is available all the time to solve any issues faced by our team. Overall, most of the operations have been automated, less human intervention and less errors."
Shashank Joshi
Founder, mBnk
GLOBAL PRESENCE

Operating across 6 countries.

Local teams, local certifications, local language support in every market we operate.

IndiaIndia
OmanOman
UAEUAE
Saudi ArabiaSaudi Arabia
QatarQatar
MaldivesMaldives
GET STARTED

Ready to modernize your payment infrastructure?

Talk to our team about your bank's requirements. No commitment required for the first conversation.